Denied Car Insurance Claims

Has your car insurance claim been denied? Our Houston car accident attorneys may be able to help you.

You must realize that insurance companies are in the business of denying insurance claims. A denial by an insurance company does not necessarily mean that you are not legally in the right; it simply means that for some reason or another your claim was denied for failing to meet some internal protocol that they have likely set into effect.

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It is very important to understand that an insurance company is looking for anything they can use to deny your claim, even if it will not hold up to much scrutiny.

A very common example of this is a denial based off of a defendant’s account of the incident. Quite frankly, the defendant can simply lie and say that you were the one who caused the auto accident. Even if all of the other evidence suggests otherwise, the insurance company will likely choose to believe their insured’s account simply because it’s too convenient for them not to. They will then proceed to deny the claim citing that there are inconsistent stories. This is just one example of the many technicalities that an insurance company can use to deny a claim and a one which our Houston car accident injury lawyers understand.


What Does a Denial Mean in Legal Terms?

While a denied claim is certainly an obstacle, it is not a legally supported notion. All that it really implies is that the claim has not passed the scrutiny of the insurance company, which is laughable due to the fact that they are the ones who designed the process in the first place. At best it means that the insurance company thinks that they could win if they go to trial.

Ultimately, an insurance company is banking in the possibility that once your claim is denied that you will simply give up. Unfortunately, most people think the insurance company is in the right, and they do not pursue it any further.


What Have You got to Lose?

It is worth mentioning that if an insurance company denies a car accident claim, it does create some difficulty for an attorney to repair the case at that point. However, it is certainly not impossible, and quite frankly, once your claim has been denied you have nothing to lose by taking legal action against the insurance company.

Our denied car insurance claims attorneys have helped numerous car accident victims take legal action against an insurance company after a claim was wrongfully denied.


Some of Our Most Recent Successful Cases
$187,500.00 Recovery - Commercial Vehicle Accident (Back Injury Requiring Surgery)
Our firm was hired by a young woman who was rear-ended by an 18-wheeler when she slowed for traffic in a construction zone. Initially, she attempted to represent herself and the insurance carrier offered roughly $1,000 to settle her case. She then contacted our firm and we filed suit soon after our initial investigation. The case was successfully resolved in litigation.
Total Recovery:
$187,500.00
Attorney Fees:
$61,875.00
Litigation Expenses:
$2,500.00
$100,000.00 Recovery - Motorcycle Accident (Broken Femur)
(policy limits) Recovery for victim who sustained a broken femur in a motorcycle accident.
Total Recovery:
$100,000.00
Attorney Fees:
$33,000.00
Litigation Expenses:
$0.00
$3,200,000.00 Recovery - Wrongful Death / Automobile Accident
Our attorneys were hired to represent the family of a middle aged woman who was killed in a car accident. The incident occurred as another vehicle struck the car that the decedent was a passenger in, head-on on the passenger side. The impact resulted in catastrophic injuries which claimed the life of the decedent.

Our attorneys were hired soon after the accident and we launched a full investigation. Through the course of our investigation, it was soon determined that the head-on collision was caused a failed component in the defendant's vehicle (the particulars of which cannot be elaborated upon per the resolution agreement). Suit was filed against the manufacturer of said component and litigation commenced. The case was successfully resolved through litigation.
Total Recovery:
$3,200,000.00
Attorney Fees:
$1,280,000.00
Litigation Expenses:
$50,000.00
$100,000.00 Recovery - Motorcycle Accident (Neck, Back, and Knee Injury)
Recovery for a client who suffered neck, back, and knee injuries in a motor cycle accident.
Total Recovery:
$100,000.00
Attorney Fees:
$33,333.00
Litigation Expenses:
$627.00
$75,000.00 Recovery - Automobile Accident (Neck & Back Sprains)
(policy limits) Recovery for client who suffered sprains in the neck and back due to a rear-end car accident.
Total Recovery:
$75,000.00
Attorney Fees:
$21,277.00
Litigation Expenses:
$680.00
$102,500.00 Recovery - Commercial Vehicle Accident (Both Legs Broken)
Recovery for client who suffered injuries to both legs in a truck accident.
Total Recovery:
$102,500.00
Attorney Fees:
$40,833.00
Litigation Expenses:
$19,984.00
$109,500.00 Recovery - Third-Party Dram Shop Accident (Broken Leg)
Recovery for passenger who suffered broken leg in a drunken driving accident.
Total Recovery:
$109,500.00
Attorney Fees:
$41,000.00
Litigation Expenses:
$30.00
$250,000.00 Recovery - Wrongful Death / Commercial Vehicle Accident
Our attorneys were hired to investigate a fatal motor vehicle accident involving an 18-wheeler that claimed the lives of several men, the family of one in particular which our firm represented, felt that the official version of events as outlined in the police report was not an accurate portrayal of the facts and circumstances of the collision.

Our firm launched an investigation, the findings of which served as the basis for a subsequent lawsuit. We were able to determine that the defendant's accusations of contributory negligence on behalf of he driver of the vehicle did appear to be valid and plaintiffs conceded as much. However, the plaintiffs were adamant that the contributory negligence did not entirely overshadow the negligence on behalf of the defendant truck driver.

Through physical evidence and an admission of liability that our attorneys were able to importune from the defendant under oath, we were able to show that the defendant had indeed pulled into the path of the decedent's vehicle, which was of consequence irrespective of the decedent's own contributory negligence, and that icontact.com
Total Recovery:
$250,000.00
Attorney Fees:
$82,500.00
Litigation Expenses:
$10,000.00
$2,000,000.00 Recovery - Wrongful Death / Commercial Vehicle Accident
The family of a deceased woman hired our firm following a fatal 18-wheeler accident. The fatal accident occurred as the driver of an 18-wheeler lost control of his vehicle and veered out of his lane, resulting in a massive collision. The decedent, a passenger in a vehicle, died on the scene.

Her adult children consulted our firm to initially investigate the accident and make sense of the facts and circumstances since the family felt that the police report did not make it clear enough precisely what occurred. We launched a full investigation an immediately deposed the investigating officers.

Upon the completion of our investigation, it was apparent that the trucking company was indeed negligent and a lawsuit was soon filed. The defendant's launched an aggressive defense whereby they initially claimed that the truck driver was overcome by his passenger who allegedly grabbed the steering wheel and deliberately drove the truck off the road, despite the truck driver's best efforts.

We refuted this claim by illustrating that the tire marks that were present clearly show the truck gradually moving across the road and eventually onto the grass, which is entirely inconsistent with an abrupt lane change caused by someone taking control of the wheel. It was quite an unusual defense strategy that we were frankly surprised to even find ourselves having to refute.

The defendants then argued that a tire blowout may have contributed to the accident, which is significant because it would enable the defendant to offset some portion of their liability to a tire manufacturer or installer. Through deposition testimony of the investigating officer we established that there was absolutely no indication at the scene of the accident that a tire had blown out.

Finally, the defendants argued that the company which loaded the trailer may have improperly loaded the cargo. This argument was most plausible considering that the precise cause of the decedent's death was that she was essentially pummeled by cargo that broke through trailer and struck her person.

Our firm consulted several experts in the fields of heavy cargo transportation and physics. Our experts felt that the cargo was secured in a manner that is perfectly consistent with industry standards and that due to the forces involved, the cargo would not have behaved any differently irrespective of how it was secured. In short, the collision caused the cargo to break free and the negligence lay squarely on the trucking company and not any other entity. The case was successfully resolved through litigation.
Total Recovery:
$2,000,000.00
Attorney Fees:
$775,000.00
Litigation Expenses:
$25,000.00
$41,000.00 Recovery - Commercial Vehicle Accident (Soft-Tissue Injuries)
Recovered for client suffered soft-tissue injuries when her car was side-swiped by a dump truck.
Total Recovery:
$41,000.00
Attorney Fees:
$13,666.00
Litigation Expenses:
$50.00

"When I Lost My Father..."

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