I didn't know what to expect because I had never been in an accident like this before--actually, I was trying to work the case myself and it wasn't going so well. Fortunately, I talked to Mike and he was able help me out. He did an outstanding job.

-J. D. Dodd
Commercial Vehicle Accident

Denied Car Insurance Claims

Has your car insurance claim been denied? Our Houston car accident attorneys may be able to help you.

You must realize that insurance companies are in the business of denying insurance claims. A denial by an insurance company does not necessarily mean that you are not legally in the right; it simply means that for some reason or another your claim was denied for failing to meet some internal protocol that they have likely set into effect.

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It is very important to understand that an insurance company is looking for anything they can use to deny your claim, even if it will not hold up to much scrutiny.

A very common example of this is a denial based off of a defendant’s account of the incident. Quite frankly, the defendant can simply lie and say that you were the one who caused the auto accident. Even if all of the other evidence suggests otherwise, the insurance company will likely choose to believe their insured’s account simply because it’s too convenient for them not to. They will then proceed to deny the claim citing that there are inconsistent stories. This is just one example of the many technicalities that an insurance company can use to deny a claim and a one which our Houston car accident injury lawyers understand.


What Does a Denial Mean in Legal Terms?

While a denied claim is certainly an obstacle, it is not a legally supported notion. All that it really implies is that the claim has not passed the scrutiny of the insurance company, which is laughable due to the fact that they are the ones who designed the process in the first place. At best it means that the insurance company thinks that they could win if they go to trial.

Ultimately, an insurance company is banking in the possibility that once your claim is denied that you will simply give up. Unfortunately, most people think the insurance company is in the right, and they do not pursue it any further.


What Have You got to Lose?

It is worth mentioning that if an insurance company denies a car accident claim, it does create some difficulty for an attorney to repair the case at that point. However, it is certainly not impossible, and quite frankly, once your claim has been denied you have nothing to lose by taking legal action against the insurance company.

Our denied car insurance claims attorneys have helped numerous car accident victims take legal action against an insurance company after a claim was wrongfully denied.


Some of Our Most Recent Successful Cases
$25,000.00 Recovery - Automobile Accident (Soft-Tissue Injuries)
Recovery for the victim of a car accident.
Total Recovery:
$25,000.00
Attorney Fees:
$8,250.00
Litigation Expenses:
$100.00
$100,000.00 Recovery - Motorcycle Accident (Broken Femur)
(policy limits) Recovery for victim who sustained a broken femur in a motorcycle accident.
Total Recovery:
$100,000.00
Attorney Fees:
$33,000.00
Litigation Expenses:
$0.00
$30,000.00 Recovery - Commercial Vehicle Accident (Muscle Aches, Pains & Dizziness)
Recovery for the driver of car that was side-swiped by an 18-wheeler. Plaintiff suffered muscle aches, pains & dizziness.
Total Recovery:
$30,000.00
Attorney Fees:
$10,000.00
Litigation Expenses:
$500.00
Confidential Recovery - Wrongful Death / Commercial Vehicle Accident
(policy limits) Our attorneys secured a recovery against a major trucking company for the daughter of a man who was killed after his vehicle collided into an 18-wheeler which was blocking the roadway. Litigation is ongoing against additional defendants.
Total Recovery:
Confidential
Attorney Fees:
Confidential
Litigation Expenses:
Confidential
$100,000.00 Recovery - Motorcycle Accident (Neck, Back, and Knee Injury)
Recovery for a client who suffered neck, back, and knee injuries in a motor cycle accident.
Total Recovery:
$100,000.00
Attorney Fees:
$33,333.00
Litigation Expenses:
$627.00
$210,000.00 Recovery - Automobile Accident (Neck Injury Requiring Surgery)
Our client was injured in a motor vehicle accident when an employer driving a company vehicle failed to yield the right of way and collided with the plaintiff's vehicle. The defendant's employer was sued for negligence soon thereafter. The defendants alleged that the company should not be held liable for the actions of the employee.

They claimed that the employee was not in the course and scope of his employment at the time of the accident. Through discovery, our attorneys learned that the defendants had a policy, both written and implied, whereby employees of the company were allowed to drive work vehicles after hours.

Furthermore, our attorneys argued case law that expanded the definition of course and scope which showed that the defendant was indeed "on the clock" when the accident occurred.

As a result, the defendants conceded liability and turned their defenses toward the alleged damages. They claimed that our client had a preexisting condition that was responsible for her current state.

We deposed the emergency room physician who assessed the client and recommended surgery regarding the medical necessity of the surgical procedure and the proximate cause of the plaintiff's condition. He testimony unequivocally defeated these arguments. The case was satisfactorily resolved through litigation.
Total Recovery:
$210,000.00
Attorney Fees:
$70,110.00
Litigation Expenses:
$3,787.00
$350,000.00 Recovery - Commercial Vehicle Accident (Back Injury Requiring Surgery)
Our client, a middle-aged woman, was injured when an 18-wheeler rear-ended her vehicle. As a consequence of the wreck, she sustained a back injury which required surgery to remedy. Naturally, the defendants denied liability and argued that the accident was unavoidable. Our attorneys filed suit. The defendant driver initially claimed that our client suddenly changed lanes in front of his tractor-trailer and then inexplicably slammed onto her brakes. When confronted with eye-witness testimony and other physical evidence that reflected an entirely different scenario, the truck driver ultimately recanted. The case was successfully resolved through litigation.
Total Recovery:
$350,000.00
Attorney Fees:
$140,000.00
Litigation Expenses:
$8,188.00
$50,000.00 Recovery - Workplace Accident (Concussion)
Recovery for worker who fell from the back of a pickup truck and suffered a concussion.
Total Recovery:
$50,000.00
Attorney Fees:
$20,000.00
Litigation Expenses:
$348.00
$100,000.00 Recovery - Third-Party Dram Shop Accident (Broken Leg)
(policy limits) Recovery for pedestrian who suffered a broken leg when he was hit by a drunken driver.
Total Recovery:
$100,000.00
Attorney Fees:
$33,000.00
Litigation Expenses:
$1,000.00
$41,000.00 Recovery - Commercial Vehicle Accident (Soft-Tissue Injuries)
Recovered for client suffered soft-tissue injuries when her car was side-swiped by a dump truck.
Total Recovery:
$41,000.00
Attorney Fees:
$13,666.00
Litigation Expenses:
$50.00

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