Houston Insurance Attorney

Houston Insurance Attorney Michael Grossman Explains Personal Injury Cases Involving Automobiles

Everyone needs a car as a vital way of getting around a large metropolis like Houston, but as a result of so many cars on the road, accidents inevitably result.

At Grossman Law Offices, Houston insurance attorney Michael Grossman and his associates 20 have compiled 20 years of experience litigating personal injury cases involving car accidents and the insurance claims resulting from accidents. We want to help you understand your legal rights and the obstacles you will have to overcome in order to secure a fair Houston accident settlement. If you have been injured due to someone else’s negligence behind the wheel, then you may be eligible to file a personal lawsuit and recover compensation for your lost income, past and future medical bill0, property damage and any emotional or mental anguish caused by the wreck. However, many car wrecks can be much more intricate than they appear at first, so you need the help of an experienced attorney to ensure the best chances of securing the compensation to which you are entitled.

Houston insurance attorney Michael Grossman and his associates want to help inform you about the issues involved with personal injury cases involving auto accidents, so that you can make the best decisions for you and your family. Hopefully, you will be able to determine whether or not you have a case and see just how helpful a skilled attorney can be in delivering Houston accidents settlements.

Do You Have a Personal Injury Claim Resulting From Your Accident?

In order for a car accident to be actionable with a personal injury claim, it must contain the following components:

• The victim suffered a physical, emotional or mental injury.
• Another liable party caused the victim’s injury with negligent behavior. In most car accidents, this usually means the liable party either caused the wreck directly with his or her negligence or indirectly contributed to the cause of the accident by negligently being part of a chain of events that led to the accident.
• The injury inflicted on the victim resulted in some form of monetary losses. The value of these financial setbacks is called damages. The purpose of a personal injury lawsuit is to allow the victim to recover compensation for the value of the injuries they have suffered.

If the circumstances of your accident meet these conditions, then in all likelihood, you have grounds for a personal injury lawsuit against the negligent party or parties. If you still cannot tell whether you have the right to seek compensation through such a civil suit, then contact the attorneys at Grossman Law Offices for a free consultation at 1-855-392-0000 (toll free). We are happy to answer any questions you may have and help you better understand your legal options. If you have suffered costly injuries due to somebody else’s negligence, then why should you be the one paying for it? By filing a personal injury lawsuit, you can recover the damages you’ve lost and get back to enjoying your life.

Do You Need a Lawyer?

In most car wrecks, the only thing damaged is property – the cars involved in the accidents. If that is the case in your accident, then you probably don’t need an attorney to file a claim with the insurance provider of the person who caused the wreck or your own insurance carrier for the purpose of getting your car repaired if it has been damaged or replaced if it has been totaled. If you have been injured in the wreck, on the other hand, it behooves you to contact a Houston insurance attorney as soon as you can. There are several signs that you can look for that indicate you need the protection of legal counsel in order to secure a Houston accident settlement:

• The driver who caused the accident responds with an aggressive attitude or is uncooperative after the wreck has happened.
• An insurance company wants to put you on the record answering a slew of difficult questions.
• Before the extent of your injuries is known or all of the facts have been established, an insurance company offers you a settlement.
• You lack health insurance and/or cannot afford to pay for medical treatment. (Grossman Law Offices can help you find medical treatment that permits you a payment plan you can afford).
• The insurance company offers you a settlement that does not adequately compensate you for the injuries you have incurred or the damage your car has sustained.
• The insurance company fails to provide a rental car as agreed upon in your policy.
• The liable party refuses to provide insurance information.
• The liable party names his or her insurer, but it’s a provider you have never heard of before.
• Your instincts tell you something is fishy in the compensation process.

After practicing personal injury law for 20 years, the Houston insurance attorneys at Grossman Law Offices have encountered countless anecdotes about how inexperienced accident victims have been left empty-handed due to the unscrupulous actions of drivers or their insurance carriers. We can provide you a knowledgeable and experienced team of attorneys who can protect your rights and make sure you receive the damages you deserve.

Obstacles to Recovering Compensation in Personal Injury Cases Involving Auto Accidents

The biggest challenge to securing the compensation you deserve after suffering injuries in a car accident will likely come from the aggressive insurance adjusters. Insurance companies are in business to make money – not help people recover from injuries. Thus, the higher the value of the monetary damages you have sustained, the harder the insurance adjusters will work to attempt to deny your claim or lessen the amount of settlement to which you agree. In order to do so, they will do whatever they can to make the victim appear as if he or she caused the accident with his or her own negligence. Even if they can’t make the victim appear to be the sole proximate cause of his or her own injuries, insurance companies can sometimes save millions of dollars in Houston accident settlements by making the victims appear partially liable for their own injuries. They view success by increased profits, not by satisfied injury victims.

What to do About Low-Ball Settlements Offers

Depending upon the circumstances of your accident, the insurance provider may offer a victim a settlement even before the victim hires an attorney. Be very leery of such an offer. Especially when victims lack legal representation, insurance companies will attempt to take advantage of them by offering an inadequate settlement and convincing the victim it’s in his or her best interest to resolve the case as quickly as possible. In these cases, the insurance company knows it could stand to lose considerably more money if the victim takes legal action, so they are only making the offer to save themselves money by taking it out of the victim’s pockets. The settlement they offer is usually far less than the total amount of the injuries the victim has sustained. Under no circumstances should you ever sign a document that waives liability or surrenders the right to sue in exchange for a settlement. If this is what the insurance company is offering you, then it’s because they know they stand to lose a lot more. If you sign such a document, no Houston insurance attorney can help you. A skilled and experienced attorney can protect you from such trickery and help you secure the compensation you deserve instead of just an insulting low-ball offer.

He Said, She Said

The next significant obstacle to personal injury claims involving car accidents comes from the tendency for different parties involved in an accident to disagree about how the accident occurred. If this is the case, you need the help of a Houston insurance attorney who has expertise in the art of investigating an accident scene to find the evidence than can prove the negligence of the other party. Without a trained eye, finding this evidence can be difficult or even impossible, leaving the victim to rely solely on their own testimony in court – that’s usually not enough to be successful, especially if the defendant has skilled attorneys working for him or her. As soon as we’re hired, our lawyers conduct a diligent investigation of the accident scene to determine all of the parties who caused the accident in whole or in part. We sequester and examine the vehicles involved, find and question witnesses, inspect forensic evidence like the distance between skid marks to the point of impact, scour police reports and search for any photographic of video evidence. We will find the critical evidence to support your version of the facts in the case, taking the onus off your word. By doing so, we provide our clients a better opportunity of receiving the equitable restitution they deserve for the harm that has been done to them.

Proving Up Dames and Convincing the Jury

While it may seem hard to believe because the victim is the injured party, there are certain circumstances in which a jury may not view the victim fairly and may not believe the extent of the injuries claimed by the injured party. Often with soft tissue injuries – whiplash, sprains and pulled muscles – are difficult for juries to accept on their face value. Although, these types of injuries can take months to recuperate and often lead to other injuries. You need the help of an experienced Houston insurance attorney who knows how to “prove up damages. ” In other words, if you have suffered a soft tissue injury, then you need a lawyer who is capable of convincing a skeptical jury of the true value of the injuries you have suffered. Over time, our attorneys have learned the importance of expert witnesses and strong physical evidence to sway even the most disbelieving jurors.

Possible Liable Parties

In many car accident cases, multiple parties either caused the wreck or contributed to its cause. If you were injured by a drunk driving, then both the driver and the drinking establishment that sold him or her the liquor could be liable. If a design or maintenance error caused your car accident, then the manufacturer or mechanic may be liable for your injuries. If more than one party is responsible for your accident, then you need to file separate lawsuits against every party to recover damages according to that party’s degree of negligence. The process of determining degree of liability is extremely complex, so only an experienced Houston insurance attorney can make sure all of the liable parties are held accountable for their negligence.

How Grossman Law Offices Can Help You If You’ve Been Involved in a Houston Auto Accident

Through a personal injury lawsuit, Houston insurance attorney Michael Grossman and his legal team at Grossman Law Offices want to help you get back on your feet and enjoying your life by securing the compensation you deserve after sustaining injuries in a car accident. While the legal process can be stressful and challenging, we can ease the pain and confusion by providing the following services:

• Allow you to concentrate on the healing process by handling all of the legal process.
• Buffer you from the insurance adjusters by handling all negotiations and questions.
• File the insurance claim or assume the procedure if the claim has already been filed.
• Conduct a thorough investigation, including: finding surveillance video and photos, locating key witnesses, collecting forensic evidence, examining police reports, securing data from any data logging equipment that may provide evidence, properly cataloging all evidence so it will be admissible in court.
• Making sure you find medical attention even if you lack insurance or the funds to pay for a doctor.
• Preparing demand packets to request compensation.
• Attempting to avoid the uncertainty of a trial by securing a fair compensation package in an insurance settlement.
• Always preparing a strong trial case and strategy regardless of whether or not a settlement is on the negotiating table.

Our attorneys are committed to doing everything within the confines of the law to ensure that our clients receive the compensation to which they are entitled. We will use our 20 years of experience to fight for your rights and secure the Houston accident settlement you deserve.

Is This a Do-It-Yourself Job?

By choosing to represent yourself, you are likely choosing failure with your personal injury claim. Granted, anyone can learn about the laws involved with any case by conducting a Google search, but you can’t use an Internet search engine to discover who to actually resolve your case. Success in the courtroom depends much more on the ability to investigate, plan a strong strategy, and then carry out that strategy by navigating the complex legal process than it does on knowledge of the law. Successfully attorneys must spend years in law school learning the law, but it’s the years they spend practicing the law that makes them formidable in court. Successful Houston insurance attorneys must know how to apply the law by following intricate procedure. Failure to follow the procedural requirements in any case can end up with the case being tossed out of court. In addition, an experienced attorney can use a strong track record of success to help guarantee future triumphs. We have resolved cases against every insurance carrier in the nation, so they often fear taking our lawyers to court and will offer a fair settlement to our clients pre-trial. By choosing to hire an experienced attorney, you will likely save yourself money in the long run by securing a more favorable settlement offer. With a sizable amount of money on the line, you shouldn’t risk the chance of ending up with nothing and having to recover from your injuries on your own.

Grossman Law Offices Can Help You

If you choose to tackle the legal process on your own, then you will likely end up empty-handed. Our Houston insurance attorneys have devoted the last 20 years of our lives to helping injured Texans, and we can help you overcome the unique challenges presented by your case, as well. If you or a family member has been injured in a car accident due to someone else’s negligence, then call us today at 1-855-392-0000 (toll free) to find out how we can help you secure the compensation you deserve.