Houston Subrogation Attorney

What Does Subrogation Mean, and How Does it Affect my Personal Injury Claim?

Subrogation is a term you may hear used in connection to a personal injury claim, especially in regards to auto accidents. Since subrogation is a little known word, some victims of auto accidents are fearful that the existence of subrogation may mean something detrimental to their personal injury accident case.

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However, the act of subrogation seldom affects a case in regards to the compensation that may be awarded to an injured victim. Subrogation is a behind-the-scenes process in which one insurance company seeks compensation from another insurance company for money they’ve spent on behalf of their own client.

For example, if a person is injured in an auto accident in Houston, they can seek a personal injury claim against the liable driver’s insurance party. If such an insurer fails to respond within a reasonable amount of time, the injured party’s own insurance company may front the bill for their client, so to speak. Through the process of subrogation, the insurance company that fronted the bill will later seek reimbursement from the other insurance company that is ultimately responsible for paying for the claim. In instances where liability for an accident is undetermined for a time, an injured party’s insurance company may also choose to pay the claim up-front in order to help their client. Once liability has been properly assessed, then the initial insurance company will seek reimbursement from the liable party’s insurance company through the process of subrogation. Essentially, subrogation is a behind-the-scenes process by which one insurance company seeks reimbursement from another insurance company for money already paid out.

Subrogation does not help or hurt a victim seeking compensation for their injury. However, falsely believing that subrogation may lead to more compensation thus negating the need for an attorney could be detrimental to your possible personal injury case. Should you have further questions regarding the process of subrogation, contact our Houston personal injury accident attorneys at Grossman Law Offices.


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$60,000.00 Recovery - Commercial Vehicle Accident (Soft-Tissue Injuries & Chiropractic Treatment)
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