Houston Commercial Vehicle Accident Attorney

Have you been injured in an accident involving a commercial vehicle? Houston attorney Michael Grossman can help you with your case.

The term commercial vehicle applies to any manner of vehicles that are used for commercial purposes, but in the legal world, the term specifically applies to 18-wheelers, flatbed trucks, dump trucks, delivery trucks, etc. Generally, we are referring to large vehicles that typically inflict massive damage when involved in accident.

The primary thing to consider is that when you have been involved in a commercial vehicle accident in Houston, you will soon face tremendous obstacles in dealing with the aggressive insurance adjusters assigned to your case.

Why is it so Difficult?

The bottom line is that most commercial vehicles are required to be insured by policies that are sufficient to cover the immense damages that such large vehicles are likely to cause in the event of an accident. Additionally, the companies that operate these commercial vehicles will purchase high limit insurance policies to insulate their assets from lawsuits in the event of accident.

With so much money at stake, these insurance companies are extremely aggressive in the way that they approach the claims process. Many accident victims make the mistake of assuming that commercial vehicle accident cases are akin to car accident cases. This is not true. Commercial vehicles are generally governed by laws outlined in the Federal Motor Carriers Safety Act which is entirely inapplicable to normal car accidents. These federal statutes impose many specific requirements on the owners and operators of commercial vehicles and if you are not intimately familiar with these rules it will be virtually impossible for you to accurately ascertain the specific cause of action that is most applicable to your case. As such, proving liability may be more difficult in general, or more commonly, you may severely limit the value of your claim since you would not be holding the defendant liable for all of their negligent acts. It is imperative that you work with an attorney that has experience with commercial vehicle accidents in order to maximize the value of your claim.

Important Information

Did you know: Commercial vehicles are usually covered by large insurance polices. These high limit policies are typically about 50 times the value of a normal car insurance policy. This is the primary reason that the adjusters are so incredibly aggressive in these types of cases.

Did you know: The adjusters assigned to large commercial vehicle polices are not your typical insurance adjusters. They are generally experienced adjusters who have been promoted to this position because they are extremely proficient at saving the insurance company money. In other words, they have made a career out of opposing accident victims just like you. Additionally, the more money an insurance adjuster saves their company, the more money they make personally. They have a vested interest in paying you as little as possible.

Did you know: The insurance companies that cover these commercial vehicles typically have a team of defense attorneys on retainer at all times. These attorneys are available to be dispatched to the scene of an accident with a commercial vehicle at a moment’s notices. that insure large trucks have a team of defense attorneys on contract. These attorneys are tasked with the single purpose of building a case against you. In a Houston commercial vehicle accident, local council is never more than a few minutes away.

Did you know: The drivers of these commercial vehicles make a living based on their ability to retain legal status as a commercial driver. These creates a scenario where these drivers are extremely likely to say whatever they must say to avoid damaging their driving record. This often culminates in a driver who lies about the events of an accident. It is very common for an insurance adjuster to deny a claim on the basis that their driver has a differing account of the story that you do.

Did you know: the insurance companies that cover most commercial vehicles will often have their own internal investigation team that is sent to the scene of the accident immediately after it is called in. These investigators are looking for anything they can find to use to diminish the value of your claim. In many of the Houston commercial vehicle accidents that our firm has handled, these investigators arrived on the scene even before our client left the scene by ambulance.

Did you know: By the time you have found this website and read the above information, the insurance company that represents the commercial vehicle in your accident will already have investigated the accident scene, assigned an aggressive adjuster, and started building a legal case against you with their aggressive defense counsel.

You cannot hope to face such a coordinated effort against a team of professionals who have the experience and knowledge to deny your claim or reduce the value of your claim. It becomes readily apparent that you need a team of your own.

Our experienced Houston trucking accident attorneys would like to be that team.

The Houston commercial vehicle accident attorneys of Grossman Law Offices have spent the last 20 years defending the rights of our clients. We have the knowledge and experience necessary to ensure that you are not taken advantage of in your commercial vehicle accident case.